About Our Rates

Mortgage rates change daily. Actual payments will vary based on your individual situation and current rates. Some products may not be available in all states. Some jumbo products may not be available to first time home buyers. Some restrictions may apply. Based on the purchase/refinance of a primary residence with no cash out at closing. We assumed (unless otherwise noted) that: closing costs are paid out of pocket; this is your primary residence and is a single family home; debt-to-income ratio is less than 30%; and credit score is over 720, or in the case of a certain Jumbo products we assume a credit score of over 740, and an escrow account for the payment of taxes and insurance. The lock period for your rate is 45 days. The loan to value (LTV) rate is 70%. If LTV > 80%, PMI will be added to your monthly mortgage payment, with the exception of Military/VA loans. Military/VA loans do not require PMI, but require an upfront funding fee.

Please remember that we don't have all your information. Therefore, the rate and payment results you see from this calculator may not reflect your actual situation. Accutrust Mortgage offers a wide variety of loan options. You may still qualify for a loan even if your situation doesn't match our assumptions. To get more accurate and personalized results, please call (866) HOME-310 to talk to one of our Certified Mortgage Planners or begin the process by clicking on the" Apply Now" button.